You should not have / ownership & permissions in /home.
If you copy files to any Windows format like NTFS or FAT32 you lose all ownership & permissions. You actually can reset /home's as you always are owner & want /home's default permissions. But / ownership & permissions varies a lot.
I have these users and each may have ownership & various permissions.
Code:
fred@Z170-jammy:~$ id
uid=1000(fred) gid=1000(fred) groups=1000(fred),4(adm),24(cdrom),27(sudo),30(dip),46(plugdev),122(lpadmin),132(lxd),133(sambashare)
Depending on version of Ubuntu your /home has default permissions & you as owner.
Ubuntu Home directories were created with 755 permissions but will be dropped to 750 with 21.04 and later, now to prevent new home directories from being readable by other users on the system.
you can see your default settings here:
cat /etc/adduser.conf
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