I am username "luke" on my remote server.
I have a directory on my server, /home/repo, which is guest-viewable.
I have a directory, /home/repo/luke, that is accessible only via my account.
When I browse /home/repo, it lets me do so anonymously. When I want to access /home/repo/luke, I get "Access Denied". I don't know how to tell it that I am an authentic user for that folder! If there is a way, tell me.
I believe, in any case, that Nautilus could handle this issue in a more user-friendly way.