I thought that as well, but it works for me. Before Jaunty I used full-disk encryption, so I kept my credentials file in my home directory and it was decrypted along with everything else long before login. In Jaunty I'm using an encrypted home directory, and I left my credentials file in there to see what would happen. It worked just the same as always. I was of the impression that fstab mounts happened before login, but apparently either I was wrong or that's been changed in Jaunty.
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