Re: home server
If for raid you plan mdadm SW raid, you can install the OS on raid0 with the condition that you create small raid1 md device for /boot. When the boot files are outside the raid0 you can have the OS on it.
If you want the OS on totally separate disk, yes, you will need to add a third one. Whether it's 2.5" hdd, 2.5" ssd or even a CF card with CF-to-SATA adapter, it doesn't matter much. Compared to buying a small ssd another interesting idea is the CF card, especially if you don't need much space like with FreeNAS. It would be ideal for FreeNAS actually, and even for Ubuntu Server if you don't keep much data in /. The server default install with SSH and samba takes only about 2GB.
The main data will be on your array anyway.
As for the array type, have in mind that if one disk fails in raid0 you lose all the data, so it's your choice whether you will use raid0 or raid1.
Darko.
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Ubuntu 18.04 LTS 64bit
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