I'm watching the video of tonight's Dateline broadcast - http://www.msnbc.msn.com/id/3032600/ It talks about a somewhat repetitive issue of how credit card industries run consumers into debt. Apparently later in the show they're going to go undercover into the collections agencies and see what scare tactics they use on people who owe. Collections are my favourite part I wish I could work at a collection agency and just like justin.tv it.